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Brussels sum Spain to explain the deficit

Tuesday, February 28th, 2012

 

The official figure is worse than expected. The deficit of Spain reached 8.51% of GDP in 2011, according to finance minister, Cristobal Montoro. The difference is significant compared to the 6% target that was assigned to Madrid. The European Commission has not responded. Brussels said Tuesday the Spanish Conservative government's commitment to reduce the public deficit from Spain to 3% of GDP in 2013 and has ruled out any flexibility despite the difficulties.

"The Spanish government is committed to the Commission and its sixteen partners in the euro area to reduce the deficit to 3% of GDP in 2013," recalled Olivier Bailly, a spokesman in exercise of the Commission. "We never relaxed the rules laid down to achieve objectives," he added.

The Conservative government led by Mariano Rajoy, who had warned when he took office last December that he expected a deficit of 8% – blaming the outgoing Executive, of the Socialist José Luis Rodríguez Zapatero – , can not expect any concession on the part of the Commission.

"The Spanish authorities have to present ourselves in the coming weeks a draft budget for 2012," said Olivier Bailly. "We know that the two goals deficit to 4.4% of GDP in 2012 and 3% in 2013 will be difficult to achieve for the Spanish economy, the Spanish Government and the Spaniards themselves," admitted the Spokesman of the Commission. "But there are rules and they must be respected," he said.

30 billion euros by December to find

The objective of reducing, this year, the public deficit to 4.4% of GDP, however, is regarded as unrealistic by most observers Same day payday loans. "It will be very difficult, Judge Juan Carlos Martínez Lázaro, an economist at the IE Business School. Mainly because of growth prospects. " The European Commission believes that the Spanish GDP will contract by 1% in 2012.

To get the deficit of 8.51% to 4.4%, the Conservative government should save some 45 billion euros. The first measures adopted by the executive have to trim 15 billion euro 9 billion in spending cuts and $ 6 billion in tax increases. That leaves 30 billion to find by December.

Substantial reductions will necessarily painful. They primarily concern the regions responsible for two thirds of the slippage in 2011. But these positions manage the most sensitive: the education and health, among others. "We'll have to look for new ways of funding," warns Martínez Lázaro. The copago, user fees at medical consultations, is already established in Catalonia. It could be applied in many other autonomous communities.

There remains the possibility of increasing the VAT back … even if, again, on an election commitment Rajoy. "If Brussels does not review the deficit target, Madrid will necessarily increase the VAT," said Professor Martínez Lázaro. But the Commission warned: "We need all the information on the 2012 budget," said Monday the Commissioner for the Economy, Olli Rehn. Madrid had rather wait for indications from Brussels before presenting his budget in late March.

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Gasoline, electricity … prices will fall in Reunion

Sunday, February 26th, 2012

 

Friday night to Saturday was quieter at the meeting, but the measures in favor of Purchasing Power announced Friday night failed to extinguish the fire of protest against the "cost of living." Among the nudges forward, lower gasoline prices, freezing or lower prices of 40 basic commodities, and a social tariff for electricity.

Measures "insufficient" and "incomplete," according to the protesters. The meeting recorded an unemployment rate of 29.5% and explodes 60% for people under 25 years. Social minima are the same in the mainland but the cost of living is more expensive.

• Decreased 8 cents per liter of petrol and diesel

From 1 March until the end of the year, the price of gasoline at the pump will be reduced by 8 cents per liter. The question of fuel is essential for Reunion, forced to move by car or scooter as public transport is scarce and disorganized. In the department, a liter of gasoline costs 1.66 Unleaded 95 euro more than the French average of 1.58 euro (absolute record at February 17, 2012), but the diesel will cost "only" 1.29 (1.42 against euro on average throughout France).

Each month, fuel prices at the Meeting are set by prefectural order, depending on the variation in supply costs. This discount of eight cents and will be decided each month and achieved through a reduction of taxation. It will be financed by a renunciation of communities and the Chamber of Commerce to certain taxes, while importers of petroleum products will agree an effort.  

In France, for every liter of gasoline paid, the TIPP (domestic tax on petroleum products) is 60 cents for Unleaded and 42 cents for diesel. In some cases – this is the meeting – a fraction of the TIPP has been attributed to the regions, which may modulate the rate. Moreover, the prefect wants the establishment of a new storage of fuels, to create competition against the monopoly of the single fuel distribution company on the island.

In addition, the UMP president of the regional council, Didier Robert, will remove the "dock dues" on fuel, local taxes related 24 million euros per year, collected by the Region and then shared with other communities.

• Gel or lower prices for basic commodities

The price of forty staples will be either a decline or a gel. The list will be developed with retailers and consumers and published Thursday.

The council said that among these products, there would be "ten countries products, that is to say, as locally produced milk, oil, diapers, bleach, pork or chicken, which decline by 20 to 30%. " An effort of 23 million euros for this community, chaired by Nassimah Dindar, who is also counting on an effort by producers. Negotiations should continue throughout the weekend.

At the meeting, the social minima are the same in the mainland. Among the 830,000 inhabitants on the island, 52% live below the poverty line, or with less than 795 euros. 30% are unemployed. Among youth under 25%, the unemployment rate explodes to 60%. Now the population is young at the meeting: 56% had less than thirty years. However, prices of consumer goods, from food to clothing, there are more expensive than in the mainland, since most are imported. According to figures from INSEE, prices in 2009 were 15.6% higher at the meeting in the mainland. In 2010, the gap narrowed to 12.4%, for an average consumer basket, including rent. By comparison, in Guadeloupe, prices are 14.8% higher on average than in metropolitan France (in 2010), 16.9% more expensive in Martinique and 19.6% in Guyana.

• A social tariff for electricity

The effort on the forehead of electricity would represent a decrease of about 40% of the invoice concerned Reunion. The prefect said the families receiving the minimum social wage and minimum wage up to 1.4 are affected by this social tariff. These rates apply EDF funded by the General Council.

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SNCF: union battle around the annual premium

Friday, February 24th, 2012

 

"Dividend pay" or "exceptional bonus"? At the end of March, employees of the SNCF, will receive a nice bonus, the maximum amount, determined on the basis of seniority in the firm, reach 400 euros. The amount far exceeds that of 76 euros seen last year by the railroad.

Yet it gives rise to a real battle between railway union. On the one hand, the CFDT calls this premium "wage dividend" as a just retribution for "efforts" and it echoes the "record dividend" of € 221 million paid by SNCF to the State under fiscal 2011. "The CFDT and UNSA have successfully negotiated for its amount is reassessed, insists Tosolini Fabian, of the CFDT-railroaders. The rate was revised upwards through discussions with management. While we regret the randomness of its payment, we think this is good news for rail workers no fax payday loans. "

The CGT, however, has no words strong enough to evoke what she prefers to call a "gratuity", "wage dividend" is a word "willfully misleading" and "can not exist in a public company," ensures the CGT. Above all, it is "funded by the job cuts, deteriorating living conditions and working railway, the extreme pressure on wages, the brake on career paths and declining social rights".

It is true that the CGT launched a strike notice for the day of 29 February on employment, wages and improved working conditions. The premium of 400 euros fell ill five days before the big day

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Tuesday, November 22nd, 2011

A few months before the presidential election, the 35 hours are back in the debate. The UMP should provide, at its convention started on Tuesday, returning to the reduction of working time negotiated by Martine Aubry in 2000. According to the Minister for Ecology, Nathalie Kosciusko-Morizet, the majority party would provide an opportunity for partners to open branch agreements on the subject. Objective: To renegotiate the legal working time by sector. "There are industries in which the 35-hour sustained pose problems, despite the flexibility we have made, [...] areas where it is more complicated than others, where the division of labor is much less homogeneous in others, "said the minister this morning on LCI.

The method, a general law on working time does not seem to agenda.The Secretary General of the UMP, Jean-Francois Cope, has thus also opposed, on Tuesday in La Voix du Nord, "an arbitrary law" on the back 35 hours. "The issue of working time should not be a taboo [...] but do not do anything. Working time should be determined by industry or company, with the social partners. We do not work the same way in construction, food processing, nuclear power, "he said. A position consistent with the wishes of the MEDEF. The employers' association had called in January the government to "trust the social partners". "The concept of a legal term that would be the same for everyone and all the time is obsolete."

"The release of 35 hours is inevitable"

The goal, however, is clear. For the majority party, back in one way or another about 35 hours is a must.

The surprises of the Budget 2012

Friday, September 30th, 2011

The draft budget law for 2012 includes some measures "secondary" to note.

400 million of property disposals

The state continues to rationalize its real estate. For example, some services will leave from the Department of Budget rentals in 2012 in Paris and moved to a new building owned by the state to Ivry-sur-Seine. The result: an economy of rent of 24 million euros. Once the move made, 55% of the central administration of the Ministries of Economy and Budget work beyond the device. Justice must, too, leave the premises rented accommodation near the Place Vendome for a building purchased in a less prestigious neighborhood. The Ministry refused last year to relocate some of its troops Porte de Bagnolet and tried to impose a more stylish place, Porte de Versailles. But the MPs had set a stop."We will carefully consider the new proposals of the ministry. They have a budget of 160 million they will in no case exceed, "said Yves Deniaud, UMP deputy and president of the Real Estate Council of State.

Besides Paris, the restructuring of administrations in the region (with the merger of directions) can reduce office space. The state has released 146 504 m2 in 2010 and 46 383 m2 in 2009. In addition, 561 semi-public structures (ranging from museums to Météo-France) are now asked to have a good property management.

As in 2011, the government hopes that it will report sales of buildings 400 million in 2012. "The aim should be held this year," said Yves Deniaud.

More funds for the Senate, at least for the Elysée

The endowment will be paid to the Senate of 327 free business cards.7 million in 2011 to 333,600,000 in 2012.This 1.8% increase, after years of freezing, is related to the creation of five additional seats in the Senate. The allocation granted to the National Assembly is her stable at 534 million. This reduces the Elysee (112.3 million in 2011, 111.7 million in 2012, with travel costs down), as well as the Constitutional Council.

"Small taxes" various

Municipalities with forestry in 2012 will pay a fee of 2 euros per hectare. What to bring 5.6 million to the National Forestry Office (ONF). The visa fee regulation for foreigners pass him, from 220 euros to 340 euros.

Special pension schemes

The grant from the State for such schemes – funds RATP and SNCF in mind – will reach 6.6 billion, against 6 billion this year.This grant is intended to balance the books despite the demographic ratio (number of contributors / number of retirees) worse than in the general scheme.

Medical Insurance

Voted in the fall, but censored for reasons of form, the device liability insurance risk specialists (obstetricians at the top) is reintroduced at the time of this budget, as promised by the executive. The idea is to cover losses of more than 8 million euros via a common to all health professions. This allows pooling of contributions limited (15 to 25 euros a year according to the Government).

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The royal wedding is worth 10 million euros in Monaco

Wednesday, September 21st, 2011

Albert II of Monaco and Charlene Wittstock reported close to the rock. The royal couple, who has said yes last July, allowed Monaco to garner nearly 10 million. The celebrations, which took place over three days, had in fact cost 19.578 million euros (paid by the State of Monaco to the tune of 9.178 million and 10.4 million in the Palace). But the direct and indirect economic benefits are, they estimated at 29 million euros, according to the Institute of Statistics Monaco (IMSE).

Direct benefits, which include expenses related to the organization made in the Principality, were valued at 14.9 million euros.According to the Minister of State Michel Roger, "76% benefited local economic entities", ie the sectors of hotels, restaurants, service providers and equipment supply.

The indirect benefits generated by visitors and participants in various events during the wedding, have immediately helped raise 4.6 million euros (2.5 million are still went to the restaurant, 1, 5 to 0.6 million hotel and derivatives such as objects and stamps). In the long term, they need to generate about 9 million.

"Capitalize" on these benefits

For Monaco and its 35,000 inhabitants, the bet seems successful. This marriage has given a boost to a tourism industry that marked the coup in 2009.The Tourism Monaco confirmed a very good month of July: "The Principality has 75,000 monthly overnights. In July, 80% of them were occupied, "said a statement citing" great numbers that exceed the reference years were 2007 or 2008. "The Oceanographic Museum and its exhibition "Story of the Royal Wedding" shows the tourist craze sparked by the marriage of July as recorded 100,000 visitors in less than a month.

To maximize the benefits for the long term, officials are working on Monegasque a special program named "Monaco, the world capital of romance" with the goal of "capitalizing on the benefits of international royal wedding and set up a course marriage," said Bouquier Michel, the Commissioner General of Tourism.

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The United States would release 300 billion for employment

Thursday, September 8th, 2011

At a time when European governments are in turn in place policies of fiscal restraint, the United States seems to them the choice of stimulus. Concordant sources, Barack Obama should indeed announce a plan for $ 300 billion (about EUR 213 billion) to boost employment and growth.

For now, the Obama administration has not officially given details on this program to support the economy promised on August 15 which outlines what must be unveiled Thursday by the head of the White House.But according to CNN, during his speech to Congress which will be broadcast on television, U.S. President should mainly announce new tax cuts for the fight against unemployment, which appears to 9.1% in August United States.

Likely lower expenses

The Bloomberg said that the taxes acquitées by workers expected to decline by 2% on 31 December. Expenses paid by employers should also be reduced. The agency adds that the program should also include new public spending on infrastructure construction next year.

The Federal Government should also give direct aid to states and local communities credit reports free. Bloomberg said that the aid would go through the suspension of staff redundancy programs in hospital emergency rooms and teachers.Education is expected as an important part of the speech of Barack Obama.

These new expenditures should be fully offset by budget cuts, which will be specified by the head of the White House, says CNN. But according to Bloomberg, to fund these new measures, Barack Obama should prompt Congress to offset the costs of job creation in the short term by new taxes on income in the longer term. According to Bloomberg, the president of the United States should present the proposed budget cut next week to members of Congress charged with finding a way to reduce government debt.Barack Obama and succeed in reconciling policy stimulus and lower budget deficits, Bush is indeed bound by a program to reduce the deficit over time.

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Wall Street ended the session on a clear upward

Friday, August 12th, 2011

As in Europe, Wall Street rebounded sharply on Thursday after a session that saw the Dow Jones plunged by 4.6%. After opening up 1.25% at 10,854 points, the Dow Jones increased its earnings in mid-day. It ends with a sharp increase from 3.95% to 11,143.31 points. Nasdaq rises from 4.69% to 2492.68 points and the S & P 500 climbed 4.63% to 1172.64 points.

After being attacked the night before, banks rebound and take the rating up: Bank of America takes up 6.50% to 7.21 dollars, JPMorgan Chase 6.49% to 36.60 dollars, Citigroup 6% to 30, 20 dollars and Wells Fargo 5.94% to 24.24 dollars.

The energy sector, also roughed up yesterday, today contributes significantly to higher indices, like the ExxonMobil oil (5% to 71.43 dollars). This increase is in the wake of oil prices that ended up on the New York Mercantile Exchange (Nymex).A barrel of "light sweet crude" for September delivery finished at 85.72 dollars (2.83 dollars the previous day).

Good news on employment front

The Dow Jones has further accelerated its rebound at the start of the last hour of trade, in a speech by U.S. President Barack Obama to ensure that there was always the possibility of taking measures to "help accelerate growth and job creation. "Investors also had a renewed confidence in the announcement of a meeting between French President Nicolas Sarkozy and German Chancellor Angela Merkel on Tuesday in Paris to discuss the reform of the governance of the euro area.

Also on the macroeconomic front, some good news also reassuring: the weekly jobless claims declined in the United States during the week to August 6 at 395,000 against 402,000 (revised) the previous week, said Thursday the Labor Department. Economists on average had expected 400,000 jobless.

On the front of the U.S. housing: the number of dwellings within the scope of foreclosures fell in July to a low of four months in the United States, according to a study released Thursday.Loan defaults, seizures and sales of bank foreclosures have affected 212,764 properties in July, a low not seen since November 2007, according to the firm RealtyTrac.

Note however that the country's trade deficit widened further in June according to figures released Thursday by the Commerce Department, reaching its highest level since October 2008 as a result of a sharp decline in exports.On a seasonally adjusted, the deficit reached 53.1 billion dollars against 50.8 billion (revised) the previous month, while U.S. exports fell by more than 2% over the month.

Cisco did better than expected

On the corporate side, the telecoms and IT supplier in the U.S. Cisco (15.95% to 15.92 dollars) on Wednesday issued an annual net profit down 16.4% to $ 6.5 billion, and a profit in the fourth quarter, down 36.3% to $ 1.2 billion. However, both figures higher than expected.

The media group News Corporation (18.09% to 16.19 dollars) to Rupert Murdoch, shaken by the recent wiretapping scandal in Britain, tried to reassure on Wednesday, its investors by issuing a profit annual increase."Although this was a good quarter of a financial point of view, our group has faced in recent weeks to problems with our London tabloid News of the World", accused of having carried on tapping some 4,000 people in the 2000s, said the group's CEO, Rupert Murdoch, in a statement.

In addition, Google (2.39% to 562.13 dollars) is followed. The investigation by U.S. authorities in charge of Competition (FTC) about a possible abuse of dominant position of Google, announced in June, focuses on the Android operating system and the search engine, we learned on Thursday in the Wall Street Journal.

No major publication is expected this weekend. It will take into effect until next Tuesday for Home Depot, Walmart and Dell publish their interim results.In the meantime, Monday, August 15, Estée Lauder will unveil its third-quarter figures.

Rumors surrounding the release of Apple TV

Wednesday, June 29th, 2011

The scenario leading to the release of Apple TV is taking shape. As the months that preceded the presentation of the iPad, in January 2010, the indices in Asia begin to multiply. Since the beginning of the year, analysts who were on the scene returned with the assurance that Apple had already started working with his subcontractors on the project. "Apple is in the preliminary stages of designing a TV," wrote this weekend Katy Huberty, the investment bank Morgan Stanley.

The entry of Apple in the TV segment, though still in the rumors, is already the subject of scholarly speculation in financial circles.According to the analyst Gene Munster of Piper Jaffray, which published a note last week, an Apple TV would make the company an annual turnover of $ 2 billion in 2012, a total market of hundred billion dollars. For its part, Morgan Stanley expects additional revenues long-term $ 19 billion, three-quarters of revenues generated by the iPhone in 2010.

The Apple TV built into a TV

If the analysts are so sure two is that while Apple pushes prior to embarking on television. The company initially afford, thanks to profits generated in recent years by the iPhone and iPad. Perched on a cash reserve of 77 billion dollars, Apple announced earlier this year signed a two-year contract for $ 3.9 billion from a mysterious supplier.According to Gene Munster, this investment will supply 3.5-inch screen (diagonal measurement of the iPhone) to 50-inch TVs.

More importantly, analysts point out that the TV fits perfectly into the strategy of Apple. The company markets since 2007 Steve Jobs Apple TV, a box that provides access to the contents of Mac and online services on the big screen the show. First described as a "hobby", the small device has received a major update last fall. He is now based on the same basis as the iPhone, which takes the processor and operating system, IOS. Apple has sold 2 million since then.

Leaving a TV, so Apple could integrate Apple TV into a flat screen and add some new features free business cards."Videoconferencing FaceTime, the App Store App Store and iTunes and the game would find their natural place," writes Brian White Ticonderoga Securities. This TV would display the photos, music and files stored on icloud, the new storage online Apple suggests Gene Munster. As for Apple TV today, the unit would go from an iPhone or an iPad, as a remote control.

The reluctance of TV

Analysts who have studied the subject, the players already installed, such as Samsung, LG and Sony have every reason to fear the arrival of Apple. The power of its brand and the uniqueness of its design would wreak havoc. "Television is the center of living rooms around the world, and an Apple TV would likely be a huge success," anticipates Ticonderoga Securities.As for the iPhone, Apple could attempt to enter the market by the high-end model with a 2000 dollars, Piper Jaffray suggested in the summer of 2010.

In addition to competing with electronics manufacturers, Apple would also respond to Google and Microsoft, that have made television a major development. After testing mixed in television connected, Microsoft has taken a strong position in the home through the Xbox 360, and its video-on-demand and video conferencing. Google, which launched last year the platform Google TV, is it more worthwhile. But a major update, dubbed "Fishtank" is in preparation.

Despite these optimistic forecasts, Apple will have to adapt outside the United States in very specific local markets.In France, telecom operators already provide access to video on demand and Internet through their "box", very well established. For now, televisions connected televisions are more "connected", judged last week Nonce Paolini. Preparing for the arrival of Apple and Google, the owner of TF1 has also requested a "sanctuary of the signal" so that these new actors in television do not add information connected interactive emission channels without permission.

The largest banks will boost their capital

Saturday, June 25th, 2011

International financial authorities are preparing to endorse the creation of a "club" of the world's largest banks. Thirty institutions will thus be subject to particularly stringent constraints so that they are even better than the rest of the sector, protected in a crisis.

The most technical work in progress is expected to close today by the Basel Committee, the headquarters of the Bank for International Settlements. Saturday, it is the central bank governors and other officials of banking supervision that could endorse their conclusions.

Engaged for over a year, negotiations to define a particular treatment for qualified financial institutions of systemic, those whose health has an impact on the entire industry.Three criteria will preside mainly the selection of "systemically important banks," according to the word Basel: size, interconnection with the international financial system and the complexity of their activities.

According to indiscretions that have filtered in recent weeks on the work of the committee, regulators should develop up to five categories of systemic banks. Membership in a particular category of capital will determine the mattress, each of which will be able to prevail.

Under the general rules already written (called "Basel 3"), lambda banks will be subject to a minimum level of capital fixed at 7% of their commitments. For larger systemic banks, an additional 2.5 or 3 points would be imposed. For the category from below, it would be 2 to 2.5 points, etc..Behind these ratios abstruse, it is tens of billions of euros and dollars are at stake

Who will be affected? Financial analysts make their Paris, and generally agree to rank high on their "track record" the British HSBC, RBS and Barclays, the U.S. Citigroup, JPMorgan Chase and Bank of America and Deutsche Bank. In France, BNP Paribas is sure to be in the higher category. The case of Societe Generale and Credit Agricole are less clear, such as those of UBS or Goldman Sachs … Dozens of smaller banks in the world will finally be described as systemic without having to inflate their own funds and they will only be subject to close monitoring.

Moderate growth

For the handful of banks that held the upper hand, the financial effort – theoretically spread until 2019 – will be considerable.The aim is both to make them safer, but also to discourage everyone to grow again. Moreover, to encourage larger growth to moderate, an empty category of participant, but subject to even greater stress will be created.

Although the principle of these categories seems systemic stopped, the debate continues to rage. Critics of the rule point out that the creation of a banking elite is dangerous: the institutions that will be considered as protected members of the risk of failure by the authorities themselves. And the banks may feel free to take greater risks.

Another point of controversy concerns the advisability of the boat still banks when the economy Flageole.In the United States and Europe, bankers but sometimes some of their regulators warn against measures to curb the strength of banks could stifle their ability to finance the economy. An episode recently shown the virulence of the debate at a conference, the respected head of the U.S. bank JPMorgan, Jamie Dimon, was himself arrested on this point the Federal Reserve chairman Ben Bernanke. A rare public skirmish in the world usually so subdued in the bank.